7 Reasons Every Home-buyer Needs Owner's Title Insurance

Buying a home is an exciting and emotional time for most people. An Owner's Title Insurance Policy will help you make your decisions with more confidence.

Title Claims can include:

  • Outstanding mortgage and judgments, or a lien against the property because the seller has not paid his taxes.

  • Pending legal action against the property that could affect you.

  • An unknown heir of the previous owner who is claiming ownership of the property.



Provided courtesy of Westcor Land Title Insurance Company


Protect your largest investment

A home is probably the single largest investment you will make in your life. You ensure everything else that's valuable to you, your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner's title insurance protects your property rights for as long as you own your home.


Peace of mind

If you're buying a home, owner's title insurance lets you rest assured, knowing that you're protected from inheriting possible debts or legal problems, once you've closed your new home.


Value you can't beat

Owner's title insurance is a one-time fee that's very low relative to the value it provides. It typically costs around 0.5% of the purchase cost of the home.


Reduces your risk

If you're buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner's title insurance policy is the best way to protect yourself from unforeseen title discrepancies. 


Eight in 10 home-buyers agree

Each year, more than 80% of America's home-buyers chose to get owner's title insurance.


Nothing compares

Homeowner's insurance and warranties only protect the structure and belongings of your home. Getting owner's title insurance ensures your property rights are protected.


Covers your heirs

As long as you or your heirs own the home, owner's title insurance protects your property rights.